investment review

Investment Review

We can act as your sounding board.

We are not financial planners or money managers. However, we can review investment ideas with you and your investment advisor.

 

Don't ignore the impact of taxes on your investments. While taxes should not drive your investment strategy, understanding how taxes affect your earnings will help you minimize taxes and maximize your return. Consider these items:

  • Under current laws, capital gains and qualified dividends carry a favored tax status.
  • You can take an annual deduction of up to $3,000 of capital losses in excess of capital gains. Consider balancing your winners and losers to maximize this deduction each year. Remember that net losses in excess of $3,000 can be carried forward to the next tax year.
  • Investments which produce high taxable annual income can be given to family members who are in lower tax brackets, thereby saving taxes for the overall family group - if it is practical in your situation.
  • Depending on your tax bracket, you may benefit from investing in municipal bonds. The level of these investments may need to be adjusted as your total income picture changes. You need to be aware of the alternative minimum tax laws which may affect your taxes.

Check out these links. We do not endorse any products, services, or businesses you may find by following these links. Do not enter into any transaction until you and your advisors are satisfied that you are getting what you are paying for. U.S. Securities and Exchange Commission USA Today - Top Money News S.E.C. - Edgar Database American Association of Individual Investors (AAII) Fund Alarm - changes in fund managers, buying and selling of fund information InfoBeat - have email notices sent to you about your stocks Securities and Exchange Commission - investor assistance, fraud cases, SEC filings and small business information

  • Under current laws, capital gains and qualified dividends carry a favored tax status.
  • You can take an annual deduction of up to $3,000 of capital losses in excess of capital gains. Consider balancing your winners and losers to maximize this deduction each year. Remember that net losses in excess of $3,000 can be carried forward to the next tax year.
  • Investments which produce high taxable annual income can be given to family members who are in lower tax brackets, thereby saving taxes for the overall family group - if it is practical in your situation.
  • Depending on your tax bracket, you may benefit from investing in municipal bonds. The level of these investments may need to be adjusted as your total income picture changes. You need to be aware of the alternative minimum tax laws which may affect your taxes.

Check out these links.

We do not endorse any products, services, or businesses you may find by following these links. Do not enter into any transaction until you and your advisors are satisfied that you are getting what you are paying for.

U.S. Securities and Exchange Commission
USA Today - Top Money News
S.E.C. - Edgar Database
American Association of Individual Investors (AAII)
Fund Alarm - changes in fund managers, buying and selling of fund information
InfoBeat - have email notices sent to you about your stocks
Securities and Exchange Commission - investor assistance, fraud cases, SEC filings and small business information